Cash-Out Refi's, Streamlines & HELOCS for California Home Owners
We LOVE Helping California Property Owners Tap Into Their Home or Investment Property Equity with Specialized Home Equity Programs
Use It For Anything
Renovations and Home Improvements
Consolidating High Interest Debt
Personal Use or Investing It
We Have Options
100 Funding Sources To Shop From.
Cash-Out Refinances, FHA Streamlines, HELOCS, etc.
Flexible Credit Requirements
600 Minimum Score But The Higher Your Score, The Better Your Rate.
Rapid Rescores to Boost Scores.
Free Home Equity Guide
Get The Info You Need To Access Your Equity!
Recent California Home Owners We've Helped
Frequently Asked Questions
How much equity do I need in my home to access it?
Traditionally, Cash-outs and helocs require 20% equity, sometimes 15% depending on score, DTI etc. VA cash-outs can sometimes access up to 100%. Streamlines are a different beast but if you bought in the past year or two then you might be able to lower your rate and save on monthly payments!
What's the minimum score I need to work with you?
600 is typically the minimum but as your score goes up the terms and rates get better.
What kind of properties do you refinance?
Single-Family, Townhomes, Condo's / Condotels, 2-4 Units, Multifamily 5-8 Units
Do you only do cash out refinances?
No! We have access to many different products that will help you reach your goals. We do home purchases, self employed mortgages, regular refinances as well as streamlines, even helocs or home equity loans if that fits your scenario. Get a quote or book a call so we can show you tailored options for your unique scenario
What can I use the money for?
Anything! Seriously... literally anything. As long as it's legal
I have a low rate on my home already, should I use a cash out refinance?
Great question. We're in a time where alot of homeowners bought and locked in a low rate years ago. It really all depends on your goals and unique scenario. Sometimes consolidating high interest debt can save you a TON of money over the long term. Or if you are pulling out cash to invest it in another property that cash flows, that could make sense as well. We hate to sound like a broken record, but your situation is unique so getting a quote or booking a call will allow us to give you the answers you're looking for and the best options based on your goals.
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